Whether you are ready to start looking for your first home, or your third, when the time comes to submit an offer, you’ll need to have a strong pre-approval letter from a reputable mortgage lender before a seller will take your offer seriously. In sellers markets, where competition between home buyers is high, this is even more crucial. You should definitely speak to a Mortgage Lender before you start looking at homes so you know exactly how much home you can afford.
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